Homeowner Dues.net is a payment network

for Condominium and Homeowner Associations.

You have most likely come to this site because you have been asked to submit your homeowner dues online.  This payment portal is powered by InstaPayment's secure online payment method.  We process the collection of your monthly dues via a secure, low cost, electronic funds transfer from your checking account.  We do allow you to make your payment via credit card, however most associations prefer not to incur the hefty fees that credit card processing require.  Please visit the InstaPayment © web site for complete information.

Being a part of a homeowner’s organization provides many great benefits. While the dues vary for each association, many HOA’s cover and provide for some really great perks that come along with being part of the organization.

While some associations are mandatory if you own a home in a subdivision or a condo in a complex, some operate under choice. In addition to providing benefits to all members, homeowner associations often carry rules and regulations that which are enforced on homeowners.

Every homeowner’s association will be different; the dues assessed and the value of an association lies in knowing whether the assessments and dues are worth their cost.

Our mission is to help reduce and manage those costs!

The structure of homeowner associations

Homeowner associations are organized to prevent unwanted tenants, provide features and benefits to the residents, and build a community that is held to a certain standard. Being a part of a homeowner’s association often requires monthly or yearly fees that must be paid in order to keep the organization running and properties/land up-to-date.

This association is often governed by a board of directors typically comprised of current homeowners that make the rules and regulations, manage the facilities maintenance and establish the HOA fees and assessments.

Every month, hundreds, sometimes thousands of invoices are created and mailed, checks from homeowners come back in the mail, information is recorded, deposits are made and reports are generated. For the most part, this is currently done in a manual fashion.

Our goal is to automate this process by allowing homeowners to make online ACH payments, record those payments, and generate the information for the Association in a paperless fashion. The cost of this service is a fraction of what the paper process costs, lowering the cost of managing your association.

Benefits of homeowner associations

Since the vast majority of HOA’s operate on a financial dependence of the residents to maintain the property, monthly or yearly fees are assessed. These fees are intended to maintain and enhance the community that is under the homeowner association. While not a comprehensive list, here are some benefits that HOA’s often provide or take care of:

• Water/Sewer

• Cable

• Electricity

• Pool access

• Grounds maintenance

• Exterior maintenance (roofing, siding, etc.)

• Golf course access

• Fitness center access

The list can go on and on, it is up to each HOA to decide what they will provide for their members.

The costs of homeowner associations

In addition to the costs of buying a home, houses that are part of homeowner associations incur regularly scheduled dues that must be paid (which are not optional in the majority of instances). These fees can add up over the course of time.

For example: You buy a house for $200,000 that has monthly HOA dues of $200. You live in that house for 10 years and end up paying the $200,000 plus ten years of HOA dues ($24,000) for a total of $224,000. While this seems like a lot to be paying, most HOA’s cover many unforeseen expenses like re-roofing, your monthly sewer/water bill, and possibly your trash collection.

On the other hand, had you purchased a home that was not part of an association you would have paid $200,000 plus monthly expenses and potentially costly repairs, such as re-siding or re-roofing your house.

Weighing the pros and cons

When you decide to purchase a home, weigh the costs of the HOA against the benefits that the association provides you. If the HOA states that they cover landscaping and major repairs, talk to some current residents or see how well you believe the landscaping is maintained.